Latest from JP Koning
You Think Crypto Isn't Ready to Be Money? Consider the Coin Shortage
If the United States had a digital dollar, we wouldn't need to worry about a lack of coins at retailers like Target and Kroger.

What Bitcoin Can Learn From Gold About Staying 'Clean'
A proposal to adapt gold's "good delivery" system to bitcoin, with the aim of bringing more investors into the market and boosting liquidity.

Central Banks Are Privacy Providers of Last Resort
If central banks issue digital currencies, they'll be thrown into a debate about financial privacy in the modern era. Is that what they want?

Bitcoin Has American Mindshare but Few Users
The results from the Federal Reserve's annual Survey of Consumer Choice are in: Most people know of bitcoin, few are using it.

How Bitcoin Is Like Ham Radio
Bitcoin is decentralized, good in an emergency, supported by passionate fans and not likely ever to see mainstream adoption, says our columnist.

Venezuela Is a Testing Ground for Digital Dollarization (and Zelle Doesn't Like It)
With their economy crumbling from hyperinflation, Venezuelans are finding new workarounds to get hold of digital dollars.

The $10B Stablecoin Industry Has a Fraud Problem It's Not Addressing
If stablecoins are used for apparently illegal activity, should issuers step in to stop it? So far, they've been reluctant to do so, says our columnist.

Winners and Losers in the US' $1,200 Check Blitz
Wealth and age determine when and how 250 million Americans get their stimulus payments, says our columnist J.P. Koning.

Why MakerDAO Should Consider Negative Interest Rates for Dai
To keep dai near its $1 peg, the Maker community should consider negative interest rates. The cost to users may be worth it, says columnist J. P. Koning.

Zero Interest Rates Could Hamper the Stablecoin Business
Zero or negative interest rates will force stablecoins to look at their fee structures and cut costs. Only the fittest will survive, says our columnist.
